Editing Nikolin
Spoiler Policy Reminder
Under our spoiler policy, any content from books that are not fully released is not allowed on the Coppermind. This includes any information from pre-released sample chapters, readings, and other comments Brandon has made about Stormlight 5. The only exception to this rule is on meta-pages for the books themselves (e.g., Wind and Truth). If you are unsure whether the information you want to add comes from pre-release content, please do not add it and instead ask about it on our Discord.
Warning: You are not logged in. Your IP address will be publicly visible if you make any edits. If you log in or create an account, your edits will be attributed to your username, along with other benefits.
The edit can be undone. Please check the comparison below to verify that this is what you want to do, and then save the changes below to finish undoing the edit.
| Latest revision | Your text | ||
| Line 11: | Line 11: | ||
== History == |
== History == |
||
| − | In around {{date|311|PC}}, when [[Waxillium Ladrian]] was twelve years old, his uncle [[Edwarn]] brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking loans, a tall, clean man named Nikolin and a dusty poor man named [[Jendel]]. Nikolin had come seeking a loan to finance the purchase of a new boat, while Jendel was seeking a loan so he could lift himself and his family out of the slums and into the middle class. |
+ | In around {{date|311|PC}}, when [[Waxillium Ladrian]] was twelve years old, his uncle [[Edwarn]] brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking loans, a tall, clean man named Nikolin and a dusty poor man named [[Jendel]]. Nikolin had come seeking a loan to finance the purchase of a new boat, while Jendel was seeking a loan so he could lift himself and his family out of the slums and into the middle class. Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein the First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential [[wikipedia: Garnishment|wage garnishment]]. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented [[wikipedia: Subprime lending|subprime lending]] in Elendel.{{book ref|mb5|8}} |
| − | |||
| − | Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein the First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential [[wikipedia: Garnishment|wage garnishment]]. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented [[wikipedia: Subprime lending|subprime lending]] in Elendel.{{book ref|mb5|8}} |
||
== Notes == |
== Notes == |
||