Editing Jendel

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{{character
 
{{character
|died=c. {{date|319|PC}}{{book ref|mb5|8}}
 
|profession=Laborer
 
|residence=Elendel
 
 
|world=Scadrial
 
|world=Scadrial
 
|universe=[[Cosmere]]
 
|universe=[[Cosmere]]
 
|first appeared=[[Shadows of Self]]
 
|first appeared=[[Shadows of Self]]
 
}}
 
}}
  +
'''Jendel''' is a patron of the [[First Central Bank]].{{book ref|mb5|9}} He was a poor laborer, who [[Edwarn Ladrian]] decided to lend to in order to charge him at a very high interest. [[Wax]] tried to help him by giving him a rare coin to sell and warning him not to sign the lending contract, but Edwarn was able to convince him to sign them anyway.
{{quote
 
|The loan will help us move up, get a place out of the slums. I have three sons. We'll work hard, I promise you we will.
 
|Jendel to Edwarn Ladrian.{{book ref|mb5|8}}
 
}}
 
'''Jendel''' is a patron of the [[First Central Bank]] in [[Elendel]] on [[Scadrial]].{{book ref|mb5|8}}
 
 
== Appearance and Personality ==
 
He is middle aged and wears dusty clothing, including a felt cap.{{book ref|mb5|8}}
 
 
== History ==
 
Jendel was a laborer who lived in the slums of Elendel with his three sons. Around {{date|311|PC}}, when [[Waxillium Ladrian]] was twelve years old, his uncle [[Edwarn]] brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking a loan, Jendel and a wealthy man named [[Nikolin]]. Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential [[wikipedia: Garnishment|wage garnishment]]. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented [[wikipedia: Subprime lending|subprime lending]] in Elendel.{{book ref|mb5|8}}
 
 
Upon hearing about the draconian terms of the contract that Jendel was about to sign, Wax intervened. He attempted to give Jendel a rare, valuable coin that Edwarn had just gifted him. Jendel did not accept the coin, not believing that someone would give him something so valuable. Edwarn was incensed, but was able to smoothly convince Jendel to sign the loan papers anyway. Jendel was not able to fulfill the loan terms, and committed suicide by jumping off a bridge eight years later. His sons remained indebted to the bank after his death.{{book ref|mb5|8}}
 
   
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He ended up in deep debt and killed himself by jumping off a bridge 8 years later, and his sons are still in debt. Jendel's death was part of what drove Wax to leave Elendel for the Roughs
Wax recounted Jendel's story to [[Steris Harms]] after [[Bleeder]] sent him a message on the rare coin that Jendel had refused.{{book ref|mb5|7}} He told Steris that the incident with Jendel was one of the factors that drove him to leave the unscrupulous, bureaucratic environment of Elendel to seek adventure in the [[Roughs]].{{book ref|mb5|8}}
 
   
 
== Notes ==
 
== Notes ==
 
<references />
 
<references />
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{{complete}}
{{complete|[[User:Big Smooth|Big Smooth]] ([[User talk:Big Smooth|talk]]) 20:17, 3 September 2019 (UTC)}}
 
 
{{Mistborn|era 2}}
 
{{Mistborn|era 2}}

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